Retirement Planning Made Easy: How Rising Rates & Bond Losses Can Affect Retirement Income

There seems to be an underlying assumption that investing in bonds is a safe and full proof strategy to add to your financial plan, but what many advisors won’t tell you is that unfortunately that isn’t always the case. In the day and age we are living it with interest rates continuing to rise, certain investments that seemed “safe” at the time have now started to come back to bite unprepared pre-retirees and retirees who are being forced to make sudden changes that are negatively impacting their chances to live their desired retirement lifestyles. That’s why on the season […]

Retirement Planning Made Easy: Reducing Taxes, Navigating Market Volatility & Maximizing Social Security

Different strokes for different folks. Everyone has their own convictions and ideas when it comes to what they need to focus on during retirement planning. Some people envision a future with as little taxation as possible, some want to rely solely on investment income, and some believe that government-run programs, such as Social Security, will sustain them when it’s time to start claiming. However, what oftentimes gets forgotten is that all these ideal situations can take place within a singular plan. That’s why, on the twelfth episode of Retirement Planning Made Easy, Brian P. Nauman, Brad N. Nauman, and […]

Retirement Planning Made Easy: Healthcare Costs & Avoiding Blind Spots

Avoiding planning for future healthcare costs and just focusing on portfolio proliferation could result in a financial future fraught with out-of-pocket expenses and minimal retirement income. That’s why the eleventh episode of Retirement Planning Made Easy is a MUST watch for anyone who wants insights and strategies to hopefully avoid the devastating outcomes that come with getting older and not planning for it. Brian P. Nauman, Brad N. Nauman, and Lucas G. Dengler all echo the same sentiment throughout the episode, which is that failing to plan for the long-term could drain savings, leave loved ones vulnerable, and negatively […]

Retirement Planning Made Easy: Social Security & Retirement Strategies

Whether you’re single or married, Social Security can play a major role in the comfortability of your retirement. Avoiding common mistakes that happen far too often could be the difference between penalization and gratification. That’s why on the tenth episode of Retirement Planning Made Easy, Brian P. Nauman, Brad N. Nauman, and Lucas G. Dengler had an in-depth discussion on Social Security; impacts, timelines, and strategies surrounding this complex government run program. At The Advisory Group we understand that what’s happening in Washington is out of your control, but preparation and holistic planning are paramount when it comes to […]

Retirement Planning Made Easy: The Ins & Outs of Retirement Tax Planning

A retirement plan should be personalized, flexible, and built to evolve over time! Brian P. Nauman, Brad N. Nauman, and Lucas G. Dengler see far too often how “one-size-fits all” financial planning and trying to avoid paying taxes in the present ends up backfiring on retirees when it’s time to step into their next chapter in life. That’s why on the ninth episode of Retirement Planning Made Easy, the team looked to educate the audience on how no two clients walk the same path when it comes to financial planning and that just strategizing for the present with products, […]

Retirement Planning Made Easy: RMDs, Roth IRAs & Social Security

A “one-size-fits all” approach to financial planning is never the answer. That’s why on the eighth episode of Retirement Planning Made Easy, Brian P. Nauman, Brad N. Nauman, and Lucas G. Dengler wanted to elaborate on some of the topics they had touched on in previous episodes beginning with an in-depth discussion on Roths and how they can be extremely powerful tools when it comes to reducing taxes in retirement. They continued the conversation by providing more clarity when it comes to our current historically low tax rate landscape and how working with a financial team that has your […]

Retirement Planning Made Easy: Rising Taxation, Roth Conversions & 401(k)s in 2026

Pre-retirees and retirees around the country are becoming increasingly concerned about rising taxation and how it could affect their futures, which is why the seventh episode of Retirement Planning Made Easy focused heavily on how to prep for potential tax hikes and strategies you can implement that’ll hopefully create lasting tax-free retirement income. Brian P. Nauman, Brad N. Nauman, and Lucas G. Dengler echoed the same sentiments that even though current tax rates are historically low, not proactively planning for them to rise is setting yourself up for future failure when it comes how much you will owe the […]

Retirement Planning Made Easy: Long-Term Care, Roth Conversions & Income Planning Explained

When you hear the statistic that over half of all American retirees will need some sort of long-term care during their lifetime, you should immediately get on the phone with your financial team to see how you can add it to your portfolio. Long-term care shouldn’t be something you implement when the time comes, it should be planned for as early as possible, so that you’re prepared financially for anything life throws at you. That’s why on the sixth episode of Retirement Planning Made Easy, Brian P. Nauman, Brad N. Nauman, and Lucas G. Dengler explain the importance of […]

Retirement Planning Made Easy: How to Plan for Retirement in Today’s Economy

Americans are currently dealing with inflation, increased taxation, Social Security uncertainty, rising healthcare costs, and no guarantee that their retirement income will sustain them. So, on the fifth episode of Retirement Planning Made Easy, Brian P. Nauman, Brad N. Nauman, and Lucas G. Dengler discussed how to navigate the current state of our economy with grace by implementing smart planning strategies designed to cover a wide-array of potential financial roadblocks. Rules, regulations, and markets are constantly changing, but the team at The Advisory Group is here to help you every step of the way. At The Advisory Group we […]

Retirement Planning Made Easy: How to Proactively Avoid Retirement Tax Mistakes

Rome wasn’t built in a day, and neither should your financial plan! On the fourth episode of Retirement Planning Made Easy, Brian P. Nauman, Brad N. Nauman, and Lucas G. Dengler discussed how to set one’s’ self-up for a secure financial future by planning earlier rather than later. The conversation between Brian, Brad, and Lucas dove deep into the concept of financial needs evolving over time and that with the proper strategies in place now, the better the chances to see a payoff down the line. At The Advisory Group we put a major focus on taking advantage of […]